Cornerstone Insurance Inc.
Contact: Kari Tate, Licensed Agent
ktate@livecovered.com- Direct 813.547.4012
- Toll Free 877.277.2715
- Fax 866.823.2468
Reviewed Partner Network
Florida Coverage Partners
Florida Coverage Partners is Scott Selleck's reviewed network of property insurance agencies across North, Central, and South Florida. Each agency in the directory has been screened for multi-carrier access, a named referral contact, a committed quote turnaround time, and experience with out-of-state buyers. This page also carries a dated market update and a short form you can use to request an insurance introduction for your move.
Florida Insurance Market Update
As of September 2026. Reviewed quarterly.
- Homeowners insurance rates fell in 51 of 67 Florida counties in 2026.
- Citizens is down to roughly 229,000 policies from about 1.42 million in late 2023.
- Florida's share of national homeowners insurance lawsuits dropped from 79 percent to 41 percent.
Source: Florida Office of Insurance Regulation / Citizens Property Insurance
Rates and availability vary by property, insurer, and policy. For your specific situation, consult your insurance carrier or a licensed Florida insurance agent.
How Scott Screens Each Agency
Every agency in the directory is screened against the same published criteria. These are the standards Scott uses when reviewing a potential partner for your referral.
Multi-carrier access
Agencies that shop multiple A-rated carriers on every quote, not a single-company option.
Named dedicated contact
A specific person who handles referrals, never a general queue or call center.
Committed quote turnaround
A stated turnaround time for quotes on referred properties, and a habit of meeting it.
Out-of-state buyer experience
Experience working with buyers relocating from out of state, including NJ to FL moves.
The Proven Path
10 households. 6 regions.
Ten NJ households I represented who have since made the move to Florida.
Verified September 2026
Where They Moved
- 4
South Florida
Boca Raton, Delray Beach, Fort Lauderdale, Hallandale
- 2
Gulf Coast
Sarasota, Venice
- 1
Tampa Bay
Riverview
- 1
Central Florida
Kissimmee
- 1
Treasure Coast
Sebastian
- 1
North Florida
East Palatka, Putnam County
These are households I represented in New Jersey who have since made the move to Florida. Towns and regions are shown only; no client names or quotes. Gulf Coast, Tampa Bay, and Treasure Coast are tracked here too. I have not opened partner slots in those regions yet.
Partner Slots by Region
Reviewed partners are listed by region, one full card each, all visible at once. The household line above each region's list counts clients I represented in New Jersey who now call that area home. Approved slots stay visible until a partner is announced.
North Florida
North Florida. 1 of 10 NJ households I represented now lives here.
Reviewed, partner announcement coming
Central Florida
Central Florida. 1 of 10 NJ households I represented now lives here.
South Florida
South Florida. 4 of 10 NJ households I represented now live here.
Reviewed partner
Reviewed, partner announcement coming
Reviewed and Selected
Mortgage Financing Preferred Lender
Mortgage financing is a separate service category from the insurance network above. Scott selected and reviewed this lender for NJ to FL buyers who need financing for their Florida home. Reach Brian Colon directly with any mortgage question.
Supreme Lending
Brian Colon
Boca Raton, FL
Financing terms, rates, and program eligibility are handled directly by Supreme Lending.
Want the full picture? The Florida Mortgage Lenders guide covers pre-approval basics, current rate context from the Freddie Mac survey, and a mortgage calculator with a full amortization table.
Request an Insurance Intro
Tell Scott where you are in your move. When a reviewed partner is live in your target region, he will connect you with the right contact. Everything stays free, with no obligation.
Prefer to talk it through? Book a free discovery call or call/text (201) 970-3960.
Disclosure
- Scott Selleck receives no compensation for referring clients to these agencies.
- Clients are free to use any provider they choose.
- Scott Selleck holds an ownership interest in Carnegie Home and Auto, a New Jersey agency that writes no Florida property business.