St. Augustine, Florida
The nation's oldest city with historic charm and coastal beauty
St. Augustine is the oldest continuously occupied European settlement in the continental United States, founded in 1565. For NJ transplants seeking a Florida destination with genuine character, history, and a vibrant cultural scene, St. Augustine delivers in spades. The historic downtown is a living museum of Spanish colonial architecture, cobblestone streets, and centuries-old landmarks like the Castillo de San Marcos. But beyond tourism, St. Augustine offers a genuine community with well-rated schools, a growing job market anchored by tourism and healthcare, and some of the most beautiful beaches on Florida's Atlantic coast. It strikes a rare balance between being a world-class destination and a livable, welcoming community.
Key Numbers for St. Augustine
Property Taxes
~0.9%
vs. Bergen County ~2.3%
Median Home Price
$450K
$300K to $1.2M+
State Income Tax
0%
vs. NJ up to 10.75%
Best For
History buffs and culture enthusiasts, Families seeking excellent schools in a top-ranked district, Those who want walkable historic downtown living, Beach lovers who prefer uncrowded, natural coastlines, NJ transplants seeking a community with genuine character and charm
Life in St. Augustine
The historic district is the heart and soul of St. Augustine. St. George Street is a pedestrian-only thoroughfare lined with shops, cafes, and historic sites. The Castillo de San Marcos, a 17th-century stone fortress, dominates the waterfront. The Lightner Museum, Flagler College, and the Cathedral Basilica are architectural masterpieces from the Gilded Age.
Anastasia Island, just across the Bridge of Lions, offers St. Augustine Beach with miles of pristine coastline perfect for swimming, surfing, and beachcombing. The St. Augustine Alligator Farm and the St. Augustine Lighthouse are popular attractions.
The arts scene is thriving, with galleries along Aviles Street (the oldest street in the US), the St. Augustine Art Association, and a robust calendar of festivals including the Nights of Lights holiday display and the St. Augustine Music Festival. The food scene ranges from fresh seafood at beachfront joints to farm-to-table dining in the historic district.
Property Tax Comparison: Bergen County vs. St. Augustine
St. Augustine is in St. Johns County, which has some of the lowest property tax rates in Florida. The effective rate for homesteaded properties is approximately 0.8% to 1.0% of assessed value, dramatically lower than Bergen County's 2.05% to 2.73%. Combined with no state income tax, the annual savings for NJ transplants are substantial.
Bergen County, NJ
~2.3%
On a $600,000 home: ~$13,800/year
St. Augustine, FL
~0.9%
On a $450,000 home: approximately $4,050/year. Bergen County equivalent: ~$10,350/year.
Potential annual savings: ~$6,600+ on a $600,000 home
Schools & Education
St. Johns County School District is consistently ranked among the top school districts in Florida and the nation. St. Augustine's schools benefit from the county's strong education funding and community support.
- St. Johns County School District consistently rated #1 or #2 in Florida
- St. Augustine High School with strong academics and athletics
- Multiple A-rated elementary schools including W.D. Hartley and R.B. Hunt
- Pedro Menendez High School and Allen D. Nease High School nearby
- Flagler College and St. Johns River State College locally
Getting Back to New Jersey
Jacksonville International Airport (JAX) is about 50 minutes north and offers non-stop flights to Newark (EWR) and LaGuardia (LGA). Driving to Bergen County is approximately 12-13 hours via I-95.
Insurance Considerations
Homeowners insurance in St. Augustine is moderate compared to South Florida, typically ranging from $2,500 to $5,500 annually. Properties closer to the coast or in flood zones will pay more. Newer construction with wind mitigation features can reduce premiums significantly.
Is St. Augustine Right for You?
This town is an excellent match if you're looking for:
Questions About St. Augustine?
St. Augustine is one of Florida's most unique communities. I can help you explore the historic district, the beach areas, and everything in between.
Frequently Asked Questions About St. Augustine
Is St. Augustine expensive to live in?
The median home price is around $450K, higher than the Florida average, but property taxes are low (St. Johns County effective rate ~0.9%). The cost of living is moderate for a coastal community with excellent schools.
How are the schools in St. Augustine?
St. Johns County School District is consistently ranked #1 or #2 in Florida. It is one of the top reasons people choose St. Augustine for their relocation from New Jersey.
Is St. Augustine only for tourists?
No. While tourism is an important part of the economy, St. Augustine has a strong year-round community with a growing job market in healthcare, tourism, and professional services.
What is the closest airport to St. Augustine?
Jacksonville International Airport (JAX) is about 50 minutes north with non-stop flights to Newark and LaGuardia. It is convenient for NJ transplants who travel back regularly.
How far is St. Augustine from the beach?
St. Augustine Beach on Anastasia Island is just a 5 to 10 minute drive from the historic district. The beaches are pristine and far less crowded than South Florida.
What makes St. Augustine a popular destination?
The top-ranked schools, quiet residential areas, abundant outdoor activities, and strong sense of community make St. Augustine one of the most popular destinations in Florida.
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