Palm Beach Gardens, Florida
Planned communities, championship golf, and clean suburban living
Palm Beach Gardens, FL: Quick Facts (Updated August 2026)
What is the median home price in Palm Beach Gardens?
The median home price in Palm Beach Gardens is $625,000 as of August 2026. This reflects the master-planned nature of the city, with options ranging from condos near the Gardens Mall to luxury estates in gated communities.
How far is Palm Beach Gardens from the beach?
About 15 to 20 minutes from Singer Island and Riviera Beach. The city is inland but provides easy access to nearby Atlantic beaches and the Intracoastal Waterway.
What are property taxes in Palm Beach Gardens?
The average property tax rate in Palm Beach Gardens is ~1.2%. Palm Beach County rates are moderate for South Florida, and homesteaded properties benefit from the Save Our Homes assessment cap.
Is Palm Beach Gardens a good place to live?
Palm Beach Gardens is a mid-sized city in Palm Beach County with approximately 60,000 residents, home to PGA National Resort, championship golf courses, and the master-planned communities that define the city. It offers an immaculate, well-organized suburban environment with strong community amenities and a focus on quality of life.
What is the cost of living in Palm Beach Gardens?
The cost of living in Palm Beach Gardens is above the national average, consistent with its position as a premium suburban community with extensive golf and country club amenities.
Data sources: Local county property appraiser records, Florida Realtors market data, U.S. Census Bureau estimates, and FEMA flood map data. Figures are approximate and subject to change.
Palm Beach Gardens is a master-planned city that feels like a carefully curated version of suburban life. Located in northern Palm Beach County, it's known for immaculate landscaping, well-organized communities, and a strong emphasis on quality of life. The city is home to the PGA National Resort and numerous other championship golf courses, earning its name as a golfer's paradise. For NJ transplants, Palm Beach Gardens offers the organized, well-maintained suburban environment that Bergen County relocators appreciate, but with Florida weather year-round and significantly lower taxes.
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Palm Beach Gardens is a master-planned city that feels like a carefully curated version of suburban life. Located in northern Palm Beach County, it's known for immaculate landscaping, well-organized communities, and a strong emphasis on quality of life. The city is home to the PGA National Resort & Spa, with five championship golf courses, and the PGA of America headquarters. The median home price is around $625,000, with a range from $350,000 to $2 million-plus. Property tax rates average approximately 1.2%, well below Bergen County's 2.3% average. The Gardens Mall and Downtown at the Gardens offer premier shopping and dining. Palm Beach International Airport (PBI) is about 15 minutes south with direct flights to Newark. Homeowners insurance ranges from $3,000 to $6,000+ annually. Palm Beach Gardens is best for golf enthusiasts, those who prefer well-planned communities, and NJ buyers who appreciate master-planned neighborhoods.
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Key Numbers for Palm Beach Gardens
Property Taxes
~1.2%
vs. Bergen County ~2.3%
Median Home Price
$625K
$400K to $2M+
State Income Tax
0%
vs. NJ up to 10.75%
Best For
Golf enthusiasts and country club lifestyle seekers, Those who prefer well-planned, organized communities, Those wanting a well-maintained suburban environment, Those who want an active lifestyle in a refined, master-planned community, NJ buyers who appreciate master-planned neighborhoods
Life in Palm Beach Gardens
Palm Beach Gardens was designed with community in mind. The city features numerous planned neighborhoods, each with its own character and amenities. From the gated luxury of Alton to the community-oriented communities in the western part of the city, there's a neighborhood for every stage of life.
The Downtown at the Gardens is an open-air shopping and dining destination that serves as the social hub of the community. The city also features the Gardens North County District Park, a 35-acre park with sports fields, a playground, and walking paths.
Golf is central to the Palm Beach Gardens lifestyle. Beyond PGA National, the city is home to Bear's Club, Frenchman's Reserve, and several other prestigious courses. But even non-golfers appreciate the lush, green landscapes and the city's commitment to maintaining its parks and natural spaces.
Property Tax Comparison: Bergen County vs. Palm Beach Gardens
Palm Beach Gardens offers property tax savings that are significant compared to Bergen County. The city is in Palm Beach County, and homesteaded properties benefit from Florida's Save Our Homes assessment cap. The effective tax rate is moderate for South Florida.
Bergen County, NJ
~2.3%
On a $600,000 home: ~$13,800/year
Palm Beach Gardens, FL
~1.2%
On a $600,000 home: approximately $7,200/year. Bergen County equivalent: ~$13,800/year.
Florida homeowners enjoy no state income tax and property taxes roughly half of Bergen County's rates.
This is educational information only. Consult a licensed CPA or tax attorney for advice specific to your situation.
Schools & Education
Palm Beach Gardens is served by the Palm Beach County School District. The city also has private options including The Benjamin School, a college preparatory school.
- Palm Beach Gardens Community High School serves the community
- William T. Dwyer High School has IB and Cambridge programs
- The Benjamin School is a private college preparatory school
- Elementary schools throughout the city
- Access to Palm Beach County School District magnet programs
Getting Back to New Jersey
Palm Beach International Airport (PBI) is approximately 15-20 minutes south. Tri-Rail provides commuter service from nearby stations. Direct flights to Newark and other NJ-area airports are readily available. Driving to Bergen County takes approximately 10-12 hours.
Insurance Considerations
Homeowners insurance in Palm Beach Gardens ranges from $3,000 to $7,000 annually. The city's inland location (compared to beachfront communities) can mean somewhat lower wind premiums. Flood insurance requirements depend on the specific neighborhood and proximity to waterways.
Insurance rates and availability vary by carrier, location, and property type. Consult your carrier or a licensed Florida insurance agent for current rates and coverage options.
Renting in Palm Beach Gardens
Golf capital of the Gold Coast with luxury amenities and a polished downtown.
Rental Market Snapshot
What Renters Are Paying
Average rent across all unit types: approximately $2,900/mo. Palm Beach Gardens offers luxury amenities at competitive prices compared to Boca Raton.
What You Get for That Rent
Palm Beach Gardens is one of the most polished cities in Palm Beach County. The rental market includes luxury condos near the Gardens Mall, golf course communities, and newer developments with resort-style amenities. The city is known for its landscaping, parks, and well-maintained public spaces. The Downtown at the Gardens is a walkable shopping and dining destination.
Florida Renter Protections: What You Need to Know
Security Deposits
Florida does not cap security deposits. Landlords can charge any amount, though one to two months' rent is standard. Landlords must hold deposits in a separate non-interest-bearing account or post a surety bond. After move-out, they have 15 days to return the deposit with no deductions, or 30 days to send written notice of any claimed damages.
Lease Terms and Notice
Florida is a default-eviction state. Landlords can terminate a month-to-month tenancy with 15 days' written notice. For nonpayment of rent, landlords can issue a 3-day notice to pay or vacate. There is no statewide just-cause eviction requirement, though local ordinances may add protections.
HOA Rental Restrictions
Many Palm Beach Gardens communities are governed by HOAs that restrict rentals. Common restrictions include minimum lease terms of 6 to 12 months, caps on the percentage of units that can be rented, and tenant approval requirements. Always verify HOA rules before signing a lease, as these restrictions can limit your options.
Source: Florida Statutes Chapter 83, Landlord and Tenant
Where Every Day Feels Like a Country Club
Palm Beach Gardens is one of the most polished cities in South Florida. The city's landscaping standards are among the strictest in the state, which means even mid-range communities are immaculately maintained. The Gardens Mall is one of the premier shopping destinations in the region, and the Downtown at the Gardens has become a genuine walkable neighborhood with restaurants, shops, and cultural events.
The golf scene is the main draw. Palm Beach Gardens is home to some of the most prestigious golf courses in the country, and the city's commitment to green space means parks and trails are always close by. The Palm Beach Gardens Medical Center and the growing collection of healthcare facilities make it a practical choice for retirees and families alike.
For NJ relocators, Palm Beach Gardens offers a lifestyle that feels polished and refined without being stuffy. The dining scene has grown significantly, with options ranging from waterfront seafood to farm-to-table and international cuisine. The location between West Palm Beach and Jupiter gives you easy access to both cities. If you want a community that feels like a permanent resort, Palm Beach Gardens delivers.
Scott Selleck knows Palm Beach Gardens well. He can help you find the right community and neighborhood.
Commute Options for Renters
Brightline
Route: Palm Beach Gardens to Miami or West Palm Beach
Time: 15 minutes to West Palm Beach, 70 minutes to Miami
Best for: Regional commuters
Tri-Rail
Route: Palm Beach Gardens to Miami via coastal corridor
Time: 85-110 minutes to downtown Miami
Monthly pass: approximately $100
Best for: Budget-conscious regional commuters
Driving
Route: I-95 or Florida's Turnpike
Time: 15-25 minutes to West Palm Beach, 60-80 minutes to Miami
Parking: Most buildings include assigned parking
What It Actually Costs to Rent in Palm Beach Gardens
Monthly Rent
Median $2,900/mo for a typical 1-2 bedroom apartment
Security Deposit
No state cap. Standard is 1-2 months' rent
Utilities
Electric $120-$200/mo, water $30-$60/mo, internet $60-$90/mo
Renters Insurance
Commonly required. $15-$30/mo
HOA Fees
Some communities charge $100-$300/mo
Pet Costs
Monthly pet rent $25-$75. Some communities have breed restrictions
All figures are estimates based on current Palm Beach Gardens market data as of August 2026. Actual costs vary by community, unit size, and lease terms.
The Selleck Difference
Scott Selleck brings 32+ years of Bergen County real estate experience and dual licensure in both New Jersey (9236275) and Florida (SL3588731). He and The Selleck Group at Keller Williams City Views Realty specialize in guiding long-term NJ homeowners through the full transition: pricing and preparing your NJ home, connecting you with vetted agents in your Florida destination market, and keeping the entire process organized from the first conversation to closing day.
Scott's focus is education-first. Every resource on this site is designed to make a complex, emotional move feel clear and manageable. When you work with him, you are not just getting a transaction - you are getting a partner who has guided hundreds of families through this exact journey.
Is Palm Beach Gardens Right for You?
This town is an excellent match if you're looking for:
Questions About Palm Beach Gardens?
Palm Beach Gardens is well-suited for Bergen County transplants who love the suburban lifestyle but want better weather and lower taxes. Let me show you the communities that fit your needs.
Frequently Asked Questions About Palm Beach Gardens
What makes Palm Beach Gardens appealing for golf and country club living?
Palm Beach Gardens is a planned community built around golf and country club living. PGA National and other championship courses make it a premier destination for golf enthusiasts of all levels.
How much does it cost to live in Palm Beach Gardens?
The median home price is around $625K. Options range from condos near the Gardens Mall to luxury estates in gated communities like Alton and PGA National.
What are the best neighborhoods in Palm Beach Gardens?
Alton (luxury, golf), PGA National (golf community), Mirasol (country club), and the areas near the Downtown at the Gardens shopping center.
Is Palm Beach Gardens community-oriented?
Very. The city was designed with planned neighborhoods, parks, and community amenities. The North County District Park and the Downtown at the Gardens are popular gathering spots.
How far is Palm Beach Gardens from the airport?
Palm Beach International Airport (PBI) is about 15 to 20 minutes south. It is one of the most convenient airport accesses in our guide, with direct flights to Newark.
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