Fort Myers, Florida
Southwest Florida's growing hub with historic charm and island beaches
Fort Myers has emerged as one of the fastest-growing cities in the United States, drawing families, retirees, and remote workers with its affordable housing, beautiful beaches, and growing job market. Located on the Caloosahatchee River in Lee County, Fort Myers is the gateway to the barrier islands of Sanibel and Captiva, famous for their shell-covered beaches and wildlife refuges. The historic River District downtown has undergone a remarkable revitalization, with restaurants, breweries, and shops filling restored buildings. For NJ transplants, Fort Myers offers a more relaxed, affordable alternative to Naples and Sarasota, with the same Gulf Coast beauty and a slower pace of life. The city has been rebuilding after Hurricane Ian in 2022, with new construction standards and infrastructure improvements.
Key Numbers for Fort Myers
Property Taxes
~1.1%
vs. Bergen County ~2.3%
Median Home Price
$380K
$250K to $1.5M+
State Income Tax
0%
vs. NJ up to 10.75%
Best For
Those seeking affordability on the Gulf Coast, Beach lovers who enjoy shelling and wildlife, Boaters and anglers who want river access, Retirees looking for a slower, more relaxed pace, NJ transplants who want value without sacrificing coastal living
Life in Fort Myers
The River District is the heart of downtown Fort Myers, with brick-lined streets, historic buildings, and a vibrant mix of restaurants, bars, and shops. The Caloosahatchee River is a hub for boating, fishing, and waterfront dining. The newly revitalized downtown waterfront park and event space host concerts, farmers markets, and festivals throughout the year.
Sanibel and Captiva Islands, reached by the Sanibel Causeway, are world-famous for their shelling beaches. The J.N. "Ding" Darling National Wildlife Refuge on Sanibel is a premier birding destination. Fort Myers Beach (Estero Island) was heavily impacted by Hurricane Ian but is rebuilding with new infrastructure and resilience.
The area is also known for its historic connections to Thomas Edison and Henry Ford, whose winter estates (the Edison and Ford Winter Estates) are now a major museum and garden attraction. The community is growing rapidly, especially in the southeastern areas near the airport and along the I-75 corridor, with new master-planned communities and shopping centers.
Property Tax Comparison: Bergen County vs. Fort Myers
Lee County property taxes are significantly lower than Bergen County. Homesteaded rates are approximately 1.0% to 1.2%. Florida's no state income tax makes every dollar go further.
Bergen County, NJ
~2.3%
On a $600,000 home: ~$13,800/year
Fort Myers, FL
~1.1%
On a $400,000 home: approximately $4,400/year. Bergen County equivalent: ~$9,200/year.
Potential annual savings: ~$6,600+ on a $600,000 home
Schools & Education
Fort Myers is served by Lee County Schools, a large district serving the growing Southwest Florida region. The district offers magnet programs, career academies, and traditional schools.
- Fort Myers High School with strong IB program and academics
- Cypress Lake High School and Bishop Verot High School (private Catholic)
- Multiple A-rated elementary schools in south Fort Myers
- Lee County School District magnet and choice programs
- Florida SouthWestern State College and FGCU locally
Getting Back to New Jersey
Southwest Florida International Airport (RSW) is a growing hub with non-stop flights to Newark (EWR) and other Northeast airports. Punta Gorda Airport (PGD) offers additional options. Driving to Bergen County is approximately 15-16 hours via I-95.
Insurance Considerations
Insurance costs in Fort Myers are among the highest in Florida due to hurricane exposure, especially after Hurricane Ian. Expect annual premiums between $4,000 and $10,000+. Newer construction built to the latest codes will have lower premiums. Flood insurance is required for many properties.
Is Fort Myers Right for You?
This town is an excellent match if you're looking for:
Questions About Fort Myers?
Fort Myers offers incredible value on the Gulf Coast. I can help you explore the River District, the beach communities, and everything in between.
Frequently Asked Questions About Fort Myers
Is Fort Myers affordable?
The median home price is around $380K, making it one of the more affordable Gulf Coast cities. Beachfront and island properties command premiums, but inland options offer excellent value.
How much is home insurance in Fort Myers?
Insurance costs in Fort Myers are among the highest in Florida, typically $4,000 to $10,000+ annually due to hurricane exposure. Always get quotes before making an offer.
Was Fort Myers rebuilt after Hurricane Ian?
Yes. Fort Myers and the surrounding areas have been rebuilding with new construction standards and infrastructure improvements. Many homes are now built to the latest codes.
What is there to do in Fort Myers?
The River District downtown, Sanibel and Captiva Islands for shelling, the Edison and Ford Winter Estates, and the J.N. "Ding" Darling National Wildlife Refuge are major attractions.
How far is Fort Myers from the beach?
Fort Myers Beach is about 15 to 20 minutes from downtown. Sanibel and Captiva Islands are about 30 minutes via the Sanibel Causeway.
What is the closest airport?
Southwest Florida International Airport (RSW) is about 20 minutes from downtown Fort Myers with non-stop flights to Newark (EWR) and other Northeast destinations.
Related Resources
Continue exploring your NJ to Florida relocation with these helpful guides and tools.
Explore Other Central Florida Towns
Browse all Central Florida town guides
Cost of Living Comparison
Compare living costs across Florida regions
Hurricane Preparedness Guide
What Central FL residents need to know
Which Florida Town Is Right for You?
Take our 7-question quiz for a personalized recommendation