Bergen County NJ vs Broward County FL: A Complete Comparison
Scott Selleck
Licensed since 1993, Dual Licensed NJ & FL
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This side-by-side comparison of Bergen County, New Jersey and Broward County, Florida covers taxes, cost of living, lifestyle, schools, commute, climate, and real estate. Property taxes in Bergen County average 2.05% to 2.73%, while Broward County homesteaded properties pay approximately 1.0% to 1.5%, with counties like Plantation and Weston at the lower end. On a $500,000 home, annual taxes in Bergen run about $11,500 versus roughly $6,500 in Broward. New Jersey's state income tax can reach 10.75%, while Florida has zero income tax. Median home prices in Broward County range from $375,000 in Deerfield Beach to $500,000 in Pembroke Pines and Weston, compared to similar Bergen County prices. Homeowners insurance in Broward runs $2,500 to $6,000+ annually versus roughly $1,000 to $2,000 in Bergen County. Broward County schools offer options through the school choice system, with magnet programs and charter schools available. Fort Lauderdale-Hollywood International Airport (FLL) is a major hub with direct flights to Newark, LaGuardia, and JFK. The climate is a major advantage: 246 sunny days per year in Broward versus 209 in Bergen, with average winter temperatures of 77 degrees versus 35 degrees. The article covers all the key trade-offs and considerations for NJ relocators.
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For Bergen County homeowners considering a move to Florida, Broward County offers a compelling alternative to the more commonly discussed Palm Beach County. Home to Fort Lauderdale, Parkland, Weston, Plantation, and Davie, Broward County combines urban amenities with community-oriented suburbs. Here is how it stacks up against Bergen County.
Taxes
The tax advantage of moving from Bergen County to Broward County is substantial. Broward County property tax rates are similar to Palm Beach County, and Florida's 0% state income tax applies across the entire state.
Bergen County, NJ
- Property tax rate: 2.05% - 2.73%
- State income tax: up to 10.75%
- Sales tax: 6.625%
- $600K home annual tax: ~$13,800
Broward County, FL
- Property tax rate: 0.96% - 1.37% (homesteaded)
- State income tax: 0%
- Sales tax: 7%
- $600K home annual tax: ~$6,000 - $8,200
The combined annual tax savings for a typical Bergen County household moving to Broward County is in the range of $15,000 to $25,000+, similar to Palm Beach County. The exact savings depend on your home value and income level.
Cost of Living
Broward County is generally slightly more affordable than Palm Beach County, especially in towns like Plantation, Davie, and Coconut Creek. Home prices in western Broward communities (Parkland, Weston, Coral Springs) are comparable to mid-range Bergen County towns.
The same cost dynamics apply: you save dramatically on property taxes and income tax, but pay more for homeowners insurance. Utilities are higher in Florida due to air conditioning costs, but winter heating costs are essentially zero.
Lifestyle
Broward County offers a more diverse and urban-suburban mix than Palm Beach County. Fort Lauderdale is a major city with a vibrant downtown, an acclaimed dining scene, a thriving arts scene, and a famous beachfront. The western suburbs (Parkland, Weston, Coral Springs) are planned communities with area schools, parks, and a strong sense of community.
For Bergen County relocators who want the suburban feel they are used to, with better weather and lower taxes, the western Broward communities are an excellent fit. For those who want a more urban, walkable lifestyle, Fort Lauderdale offers a compelling alternative.
Schools
Broward County Public Schools is the sixth-largest school district in the nation. It offers a wide range of options, from traditional public schools to magnet programs, charter schools, and specialized academies.
Parkland, Weston, Coral Springs, and Plantation all have public school options within the Broward County Public Schools system. School choice allows students to apply to magnet programs, charter schools, and specialized academies throughout the district.
Many Bergen County relocators consider the western suburbs, where schools are newer and class sizes are manageable.
Commute & Travel Back to NJ
Fort Lauderdale-Hollywood International Airport (FLL) is one of the best airports in the country for NJ transplants. It offers frequent direct flights to Newark, LaGuardia, and JFK. The airport is centrally located in Broward County, making it accessible from most communities within 20-40 minutes.
For daily life, Broward County has a well-developed highway system (I-95, the Turnpike, I-595) and the Tri-Rail commuter line connecting to Palm Beach and Miami-Dade counties. Traffic is real, but it is not NYC-level congestion.
Climate
Same as the rest of South Florida: warm year-round, with a wet season from May through October and a dry season from November through April. Broward County is slightly farther south than Palm Beach County, so temperatures are marginally warmer, but the difference is negligible.
Hurricane risk is real, though the western suburbs (Parkland, Weston, Coral Springs) are inland and generally less exposed to storm surge than coastal communities. Insurance costs still reflect the statewide risk.
Real Estate Market
Broward County's housing market offers a range of price points. Parkland and Weston are the most expensive, with median prices in the $700K to $900K range for single-family homes. Plantation and Davie offer more moderate pricing, with good options in the $500K to $700K range. Coconut Creek and Coral Springs are generally more affordable.
For Bergen County sellers, your home equity gives you strong purchasing power in Broward County. The key question is which town aligns with your lifestyle and budget.
Who Should Choose Broward County?
Broward County is an excellent choice for Bergen County residents who want the best of both worlds: access to a major city (Fort Lauderdale) with outstanding suburban communities. If you value airport access, diverse communities, and a mix of urban and suburban living, Broward County should be high on your list. Parkland and Weston, in particular, are popular with NJ transplants for their area schools, spacious homes, and community-oriented atmosphere.
Want to Explore Broward County?
Let's talk about which Broward County town fits your lifestyle and budget.
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Related reading: Bergen vs Palm Beach · Hudson vs Broward · Best FL Towns for NJ Transplants · Fort Lauderdale Area Guide
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Scott Selleck
Licensed since 1993 in Bergen County real estate. Dual licensed in NJ and FL. The Selleck Group at KW City Views Realty. Specializing in helping relocators from New Jersey to Florida.
Read more about ScottInsurance notice: Insurance rates and availability vary by carrier, location, and property type. Consult your carrier or a licensed Florida insurance agent for current rates and coverage options.
All the best,
Scott Selleck
Broker / Sales Associate
The Selleck Group | KW City Views Realty
SRES, e-PRO | AI-Enabled Listing and NJ to FL Transition Specialist
Licensed since 1993 | Over 500 transactions closed
2200 Fletcher Avenue, Suite 502, Fort Lee, NJ 07024
Cell: (201) 970-3960 | Office: (201) 592-8900
scott@sellecksellsnj.com | SelleckSellsNJ.com
Florida: Keller Williams Boca Raton Realty
7280 W Palmetto Park Rd, #110, Boca Raton, FL 33433
Office: (561) 997-0500
Your NJ to Florida move, start to finish:
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NJ Real Estate Broker / Sales Associate #9236275 | FL Real Estate Sales Associate #SL3588731
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